Being self-employed or running a business shouldn’t stop you from owning a home or investing in property — but we know it often feels harder. At Amy Vu Mortgage Adviser, we specialise in helping self-employed clients and business owners navigate lending with more complex financial situations.

If you’ve ever been told by a bank that your application is “too hard” or “doesn’t fit the box,” you’re exactly who we help.

Who This Is For

This service is ideal for:

• Sole traders
• Contractors & freelancers
• Company directors
• Small business owners
• Self-employed professionals

How We Support You

We work closely with you to present your financials clearly and correctly, helping banks understand your true income. Our support includes:

✔ Business income assessment – accurately analysing how lenders view your income
✔ IRD returns – reviewing and explaining tax returns required by banks
✔ Profit & Loss statements – preparing and interpreting financials for lending
✔ Financials presentation – structuring documents to meet lender expectations
✔ Matching you with the right banks – working with lenders that accept your income type

Expert Guidance, Clear Advice

Self-employed lending is not one-size-fits-all. Different banks have different rules — and knowing which lender to approach can make all the difference. We take the time to understand your business, your income, and your goals so we can guide you toward the best possible outcome.

Even if you’ve been declined before or told your situation is too complex, Amy may still be able to help.

Let’s Explore Your Options

If you’re self-employed or a business owner and want clear, honest advice on your borrowing options, get in touch today.

📞 Phone: +64 210 494 630
📧 Email: amy@amyvu.co.nz